Point of divergence
What happened (actual)
Subprime defaults accelerate; Bear Stearns funds fail
Counterfactual branch
Significance 9/10 — higher marks events that structurally reshape the scenario, not mere headlines.
hindsightmediumGlobal
If the 2008 Financial Crisis Had Been Prevented
US housing correction contained before systemic spillover
Divergence · August 1, 2007
Timeline comparison
Use the scrubber to walk through the fork. Each marker shows what historians document versus what plausibly changes—with evidence notes, not alternate-reality fiction.
US housing correction contained before systemic spillover
Fork date · August 1, 2007 · Select any marker below to inspect evidence and mechanisms.
Fork
200720072024
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Full chronology